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The City recommends two types of insurance for neighborhood associations: one for boards and one for events.
The City will pay for Directors and Officers Liability (D&O) Insurance, at no charge, to neighborhood association boards that qualify for coverage.
Serving on a board with decision making powers can expose a board member to liability claims.
Directors and Officers Liability (D&O) insurance coverage protects board members from personal liability claims, arising from decisions made while acting in the capacity as a director and officer, alleged to be wrongful acts and/or may have caused adverse financial consequences.
Each year, after your association holds its election, download the insurance application. Fill out the application and send it to the Office of Neighborhoods and Community Engagement manager, within one month of your election.
The City recommends Tenant User Liability Insurance Policy (TULIP) coverage to protect associations when holding an event, but does not pay for it.
Examples of covered events relevant to neighborhood associations: fundraising events, National Night Out picnics, neighborhood barbecues, and information fairs.
Tenant User Liability Insurance Policy (TULIP) ensures you are protected from liability related to injuries and damage that may occur at your event or activity. Without tenant user liability insurance, you may be personally responsible for paying claims for bodily injury or property damage.
Events excluded from coverage include: block parties with over 5,000 attendees; non-charity rummage sales; fireworks and pyrotechnics; and haunted houses, to name a few.
You should obtain a quote for your specific event and then determine how you wish to pay for it. You can get a free estimate using one of the free online estimator tools listed below. We have included three options to obtain a free quote and buy event insurance. You may also choose event coverage through your personal insurance agent.
To get a quote, visit online or call:
City County Insurance Serviceswww.theeventhelper.com1-855-493-8368
Gales Creek Insurancewww.eventinsurancenow.com503-293-8325
K & K Insurancewww.kandkinsurance.com/sites/events1-800-328-2317
Contact ONCE Office Coordinator Lina Sizmin at 503-618-2469 or Lina.Sizmin@GreshamOregon.gov.